One platform to build and scale financial services faster

We empower banks, wealth managers, lenders, fintechs, and platforms to deliver innovative financial experiences. With seamless connection to financial data, actionable insights, and automated payment flows, we take away the complexity –– so you can focus on creating value for your customers.

  • Our Vision

    We empower better finance

    We believe the future of finance is more efficient, transparent, equitable, and inclusive. When financial data flows freely and securely, when payments happen instantly and transparently, and when financial services are accessible to everyone –– anyone can access credit, manage their finances, and grow their businesses. That’s why we unlock the value of financial data and payments for the benefit of consumers, businesses, and the broader financial ecosystem.

  • Our Mission

    Making financial data and payments work seamlessly together

    Our mission is to give businesses one reliable platform for financial data access and payment automation, so they can reduce complexity, cut manual work, and move faster.

How we deliver

12+ years of mastering European and Latin American financial complexity, delivering clean, consented financial data with actionable insights across 1,800+ institutions.

12+ years of mastering European and Latin American financial complexity, delivering clean, consented financial data with actionable insights across 1,800+ institutions.

12+ years of mastering European and Latin American financial complexity, delivering clean, consented financial data with actionable insights across 1,800+ institutions.

[medianet name="about_how.webp" size="large"]

Our Products

Financial Copilot

Valitic

Empower smarter advice with 360° financial data and actionable insights

More info
Financial Copilot

Wealth and Loans

Empower smarter advice with 360° financial data and actionable insights

More info
Financial Copilot

Business Transactions

Empower smarter advice with 360° financial data and actionable insights

More info
Financial Copilot

Transactions

Empower smarter advice with 360° financial data and actionable insights

More info
Financial Copilot

SEPA Direct Debit

Empower smarter advice with 360° financial data and actionable insights

More info

Powens Group in Numbers

300+ Clients Across Europe and Latin America

+300
illustration
  • 12+ Years Expertise

    Europe’s leading Open Finance experts since 2012

  • 120+ Global Team Members

    Global team spread across offices in Paris, Barcelona, and Mexico City

  • 1.4B+ API Calls

    Account connection API calls in 2024

  • €1.4B+ Payments

    Total value of payments processed
    in 2024

Our Journey

From startup disruptors to trusted scale-up partners

We began by championing access to financial data. Today, we bring data and payments together into one trusted infrastructure.
By focusing on reliability, compliance, and scalability, we help businesses launch and grow financial services with less friction.

2012

Founded as Budget Insight –– one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model

2016

Founded as Budget Insight –– one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model

2019

Founded as Budget Insight –– one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model

2020

Founded as Budget Insight –– one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model

2022

Founded as Budget Insight –– one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model

2025

Founded as Budget Insight –– one of Europe’s first Open Banking pioneers, creating the first Open-Banking driven PFM app and quickly evolving from B2C to a B2B model

Our Investors

We’re backed by leading investors who believe in building long-term financial infrastructure.
This support helps us grow with discipline, focus, and long-term impact in mind.

  • Arkea logo
  • Grupo Elektra logo

Our Leadership Team

  • Jean Guillaume

    CEO

  • Eric Raduan

    Deputy CEO

  • Guillaume Lhoste

    Chief Financial Officer

  • Estefanía Ramos

    Chief Compliance Officer

  • Fabien Oliveira

    Chief Product & Technology Officer

  • Jonathan Signorino

    Chief Information & Security Officer

  • Nicolas Ribeaut

    Chief Revenue Officer

  • Gwendoline Savoy

    Chief Marketing Officer

  • Justine Michel

    Chief Human Resources Officer

This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.